Help Your Clients Unwind this National Stress Awareness Month

Few things in life are certain. Stress is one of those certainties, a detail you are indubitably aware of when working with clients to find the coverage that best fits their health and lifestyle realities.

Chances are that you are also keenly aware how important it is for your clients to hit the refresh button on their worries and overall state of mind. April is National Stress Awareness Month, the perfect time to remind them (and yourself) to use that button more liberally and to recognize how stress impacts overall health.

It’s crucial to be able to recognize stress symptoms to be able to manage it1. Stress is a natural reaction and is a way to protect ourselves from danger. According to the Centers for Disease Control and Prevention2, it can prompt us to develop skills needed to manage potentially threatening situations. But it’s best to be aware of stress and find ways to manage it through self-care.

Some of the common effects of stress are1:
  • Headache
  • Muscle tension or pain
  • Chest pain
  • Fatigue
  • Sleep problems
  • Anxiety
  • Restlessness
  • Lack of motivation or focus
  • Feeling overwhelmed
  • Irritability or anger
  • Sadness or depression
  • Overeating or undereating
  • Angry outbursts
  • Social withdrawal

When the natural fight or flight response is left unchecked, it can contribute to a variety of health problems such as high blood pressure, heart disease, obesity, and diabetes1.

Talk to your clients about managing their stress by3:
  • Recognizing when they don’t have control and letting it go
  • Avoiding anxiety about situations they can’t change
  • Focusing their minds on something that makes them feel calm and in control
  • Developing a vision for healthy living, wellness, and personal growth
  • Setting realistic goals to help them realize their vision

Carving out even just a few moments each day to relax can help your clients manage their stress. Everyone has their favorite activities that help them unwind and manage their stress.

Here are a few ideas they may want to explore1:
  • Engaging in regular physical activity
  • Partaking in relaxation techniques, such as deep breathing, yoga, or getting a massage
  • Socializing with family and friends
  • Setting aside time for hobbies, such as reading a book or listening to music
Let’s take a look at a few available insurance benefits to pique the interest of those clients as it relates to stress management:

Wellness care

When your clients begin thinking about improving their stress management techniques, they’re likely to also begin thinking about how to make healthier choices going forward. Short-term medical and health benefit insurance coverage are options that may be able to help them maintain access to quality healthcare all while including wellness care benefits. While they’re not intended to replace major medical insurance, they can be used to continue access to health benefits.

Preventive care 

Beyond learning more about healthier choices, your clients may also be interested in learning more about their general health as well as screenings and shots. If traditional insurance coverage is not an option, short-term medical and health benefit insurance coverage can include preventive benefits that give them access to quality physicians who can provide such care.

Routine doctor visits

Maintaining general health is likely to become a priority as your clients become more aware of their stress and management exercises that work for them. With short-term medical coverage, they can take advantage of benefits that allow for access to physicians who can provide routine care and consultations. With health benefit insurance coverage, they can take advantage of cash benefits that subsidize the costs of such visits. Both types of coverage can provide access to a network of providers and facilities. It’s important to review any plans carefully to understand what is covered, if preexisting conditions are included or not, and what services will qualify for any cash benefits. While major medical insurance will provide access to routine care, your clients may find themselves in a situation where they cannot obtain coverage, and these plans may provide an alternative to help them stay on track with wellness and health goals.

Note: It is important to keep in mind, that while short-term and health benefit insurance coverage do provide these benefits, neither one is intended to be a replacement nor an alternative to ACA or other major medical plans. These types of coverage do not provide the minimum essential health benefits that are required and will not help to avoid the fee for not carrying health insurance.

Are you ready to help your clients unwind this National Stress Awareness Month with quality coverage that addresses their concerns?

Learn more today by:

Health Insurance Innovations, Inc. is a leading developer and administrator of affordable, web-based individual health insurance plans and ancillary products. We help consumers address their health insurance needs by offering access to a number of products offered by various insurance carriers.

For agent use only – not for use with the general public

Sources:

1: “Healthy Lifestyle: Stress Management.” Mayo Clinic. https://www.mayoclinic.org/healthy-lifestyle/stress-management/in-depth/stress-symptoms/art-20050987

2: “Coping With Stress.” Centers for Disease Control and Prevention.

https://www.cdc.gov/features/copingwithstress/index.html

3: “Take Time to Unwind.” Federal Occupational Health. https://foh.psc.gov/calendar/stress.html